Build Your Dream Home From the Ground Up
One loan, one closing, no second appraisal. Conventional, FHA, and VA one-time-close construction financing, with draws managed in-house from groundbreaking to move-in.
What You Get With a One-Time-Close Construction Loan
Building usually means a construction loan, then a separate mortgage once the home is done. A one-time-close loan combines both into a single closing, locked up front, with no second appraisal required after construction.
One Loan, One Closing
No Second Appraisal
Extended 360-Day Lock
Interest-Only Option
How One-Time-Close Construction Financing Works
A one-time-close construction loan combines your construction financing and your permanent mortgage into a single loan, locked and closed up front. There's no second closing and no new appraisal required once the home is finished.
All construction loans are serviced in-house, with draws paid directly to your builder and managed by our in-house construction team as work is completed. Loans are available for a primary residence or second home, with extended rate locks of up to 360 days and an interest rate float-down option.
Available programs include Conventional (5% minimum down payment), FHA (3.5% minimum down payment), and VA (100% financing based on your entitlement), with interest-only payment options available during construction.
Program details, credit and down payment requirements change. Call or text me and we'll figure out which construction loan option fits your build.
How We Get You There
